Effective August 16, 2026
These terms govern your use of fouramadvisors.com, operated by FourAM Advisors, a division of FourAM Inc. (“the firm”, “we”). By using the site, you accept them.
Nature of the site
This site describes the firm and the advisory services it provides. It is informational. Nothing on it constitutes legal, tax, accounting, investment, or financial advice, nor an offer to sell or a solicitation to buy any security or interest in any entity.
No advisory relationship
Using this site, submitting an application, or corresponding with the firm does not create an advisory, fiduciary, or professional relationship. A relationship with the firm arises only upon a written engagement agreement signed by both parties.
Applications
Submitting an application places you under no obligation and obliges the firm to nothing beyond a response. The firm accepts a limited number of clients and may decline any application at its discretion.
Professional advisors
The firm prepares, sequences, and coordinates. Legal, tax, accounting, insurance, and lending work is performed by licensed professionals engaged and paid by the client directly. The firm does not draft legal instruments, provide legal or tax opinions, or act as an investor, lender, broker-dealer, or investment adviser.
No guarantee of results
Business outcomes depend on many factors outside the firm's control, including the client's own execution, market conditions, and circumstances that cannot be foreseen. Nothing on this site is a promise, projection, or guarantee of any particular financial result.
Forward-looking statements
Anything on this site describing what an engagement may produce is a description of intended process, not a prediction. Individual results vary.
Intellectual property
The content of this site, including text, design, frameworks, diagnostics, and methodologies described or referenced, is the property of FourAM Inc. and is protected by copyright and other laws. You may view and print pages for your own reference. You may not reproduce, republish, or use them commercially without written permission.
Third-party links
The site may link to sites operated by others. We are not responsible for their content, practices, or policies.
Limitation of liability
To the fullest extent permitted by law, the firm is not liable for any indirect, incidental, or consequential loss arising from your use of this site or reliance on its content. The site is provided as is, without warranties of any kind.
Confidentiality
Information you submit through the application is treated as confidential business information and handled as described in our Privacy Policy.
Governing law
These terms are governed by the laws of the State of California, without regard to conflict of law principles. Any dispute will be brought in the state or federal courts located in California.
Changes
We may revise these terms. The date at the top reflects the most recent revision, and continued use of the site constitutes acceptance.
Questions about this policy may be directed to inquiries@fouramadvisors.com.